Privacy Practices

Introduction

Thank you for visiting our Southern AgCredit website and reviewing our Privacy Practices Policy. Our Privacy Practices Policy is clear: We will collect no personal information about you when you visit our website unless you choose to provide that information to us.

Is My Information Kept Confidential?

Yes, Southern AgCredit values and protects your private information. Customer information may be used in the normal course of determining loan eligibility such as in credit reports and other decision-making software. In these instances, your information is kept confidential no matter what software is used. This information sharing excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties. We respect your right to confidentiality and take steps we believe will afford your information the greatest confidentiality you expect.

For example, computer access is given only to employees involved in the process of administering or monitoring account information. Staff must adhere to standards of conduct that prohibit unauthorized use of your information. We do not sell customer information to third parties. Unless required by law, legal process or required government disclosures, or under other very limited circumstances under Farm Credit regulations, your information is not provided to others, including your accountant or attorney, without your authorization.

What information do you gather about me?

When you visit our website, we generally automatically recognize your domain name and e-mail address. We collect the e-mail information on what pages and features you access or use. We also collect the information you voluntarily provide us.

The information we collect is used to communicate with you via e-mail where appropriate, improve our website, personalize the content of our website for you, and notify you about updates to our website or the service we offer. This information is not retained after initial contact, unless at your request (such as applying for credit or other services), and is destroyed after this purpose has been fulfilled.

From time to time, we may also employ “cookies” for better operation of our website. A “cookie” generally permits websites to recognize whether or not you have visited the site before. It is a piece of data given to a browser by a web server, so that the browser will hand it back to the server on subsequent visits.

If you do nothing during your visit but browse through the website, read pages, or download information, we may, through the use of cookies, gather and store certain information about your visit automatically. This information does not identify you personally. In this manner, we may automatically collect and store only the following information about your visit:

Your Internet domain (i.e., “yourcompany.com”) if you use a private Internet access account, and IP address from which you access your site.
The type of browser and operating system used to access our site.
The date and time you access our site.
The pages you visit, and
If you linked to our website from another website, the address of that website.

Protecting our children

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children’s identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Security, Intrusion and Detection Language

For website security purposes and to ensure that this service remains available to all users, this computer system employs software programs (commonly known as “sniffers”) to monitor network traffic to identify unauthorized attempts to upload, change, corrupt information, or to otherwise cause damage (commonly known as “hacking”).

Web Linking

We may provide access to information, products or services on websites that are owned by other companies (“Third Party Websites”). We provide this access through the use of hyperlinks that automatically move you from this website to the Third Party Website.

While we do our best to provide you with helpful, trustworthy resources, we do not endorse, approve or guarantee information, products, services or recommendations provided at a Third Party Website. We are not responsible for the content or accuracy of any Third Party Website and offer you links to the Third Party Websites on an “As Is” basis. We are not responsible for any loss or damage of any sort resulting from the use of a Third Party Website, or any failure on products or services advertised or provided on a Third Party Website.

When you visit a Third Party Website by using a link on our website, you will no longer be protected by our Privacy Practices. The data collection, use and protection practices of the Third Party Website may differ from our Privacy Practices. You should familiarize yourself with the privacy policy and security practices of each Third Party Website.